Balance sheet
Assets | ||||
in CHF 1,000 Art. 24b FL-BankV | 31.12.2015 | 31.12.2014 | Variance | Variance |
Cash balances | 2,839,016 | 1,813,109 | 1,025,907 | 56.6 |
Due from banks | 1,806,548 | 2,332,518 | –525,970 | –22.5 |
• maturing daily | 423,302 | 571,574 | –148,272 | –25.9 |
• other receivables | 1,383,246 | 1,760,944 | –377,698 | –21.4 |
Due from customers | 4,222,969 | 3,491,624 | 731,345 | 20.9 |
of which mortgage receivables | 3,106,736 | 2,711,638 | 395,098 | 14.6 |
Debentures and other interest-bearing securities | 1,780,371 | 1,268,652 | 511,719 | 40.3 |
• money-market papers | 0 | 0 | 0 | 0.0 |
• debt securities | 1,780,371 | 1,268,652 | 511,719 | 40.3 |
• from public-sector issuers | 676,381 | 411,516 | 264,865 | 64.4 |
• from other issuers | 1,103,990 | 857,136 | 246,854 | 28.8 |
Equity shares and other non-interest-bearing securities | 72,030 | 69,140 | 2,890 | 4.2 |
Participations | 35 | 25 | 10 | 40.0 |
Shares in affiliated companies | 119,190 | 120,150 | –960 | –0.8 |
Intangible assets | 6,980 | 9,766 | –2,786 | –28.5 |
Property and equipment | 85,689 | 106,996 | –21,307 | –19.9 |
Treasury shares | 49,804 | 9,491 | 40,313 | 424.8 |
Other assets | 76,705 | 78,301 | –1,596 | –2.0 |
Accrued receivables and prepaid expenses | 23,729 | 15,857 | 7,872 | 49.6 |
Total assets | 11,083,066 | 9,315,629 | 1,767,437 | 19.0 |
Total liabilities and shareholders’ equity | ||||
in CHF 1,000 Art. 24b FL-BankV | 31.12.2015 | 31.12.2014 | Variance | Variance |
Due to banks | 1,493,790 | 1,269,600 | 224,190 | 17.7 |
• maturing daily | 1,097,723 | 1,040,785 | 56,938 | 5.5 |
• with agreed duration or term of notice | 396,067 | 228,815 | 167,252 | 73.1 |
Due to customers | 8,064,298 | 6,791,927 | 1,272,371 | 18.7 |
• savings deposits | 754,557 | 855,535 | –100,978 | –11.8 |
• other liabilities | 7,309,741 | 5,936,392 | 1,373,349 | 23.1 |
• maturing daily | 7,098,362 | 5,610,503 | 1,487,859 | 26.5 |
• with agreed duration or term of notice | 211,379 | 325,889 | –114,510 | –35.1 |
Securitised liabilities | 570,986 | 395,309 | 175,677 | 44.4 |
• issued debentures | 570,986 | 395,309 | 175,677 | 44.4 |
of which medium-term notes | 219,986 | 195,309 | 24,677 | 12.6 |
Other liabilities | 70,540 | 67,722 | 2,818 | 4.2 |
Accrued liabilities and deferred items | 20,406 | 13,476 | 6,930 | 51.4 |
Provisions | 24,892 | 15,094 | 9,798 | 64.9 |
• tax provisions | 4,983 | 700 | 4,283 | n.a. |
• other provisions | 19,909 | 14,394 | 5,515 | 38.3 |
Provisions for general banking risks | 63,150 | 63,150 | 0 | 0.0 |
Subscribed capital | 66,154 | 59,148 | 7,006 | 11.8 |
Capital reserves | 47,239 | 0 | 47,239 | n.a. |
Income reserves | 584,281 | 584,246 | 35 | 0.0 |
• legal reserves | 239,800 | 239,800 | 0 | 0.0 |
• reserve for treasury shares and stock | 49,804 | 9,491 | 40,313 | 424.8 |
• other reserves | 294,677 | 334,955 | –40,278 | –12.0 |
Retained earnings brought forward | 36,112 | 35,191 | 921 | 2.6 |
Net income for the year | 41,218 | 20,766 | 20,452 | 98.5 |
Total liabilities and shareholders’ equity | 11,083,066 | 9,315,629 | 1,767,437 | 19.0 |
Off-balance-sheet items | ||||
in CHF 1,000 Art. 24b FL-BankV | 31.12.2015 | 31.12.2014 | Variance | Variance |
Contingent liabilities | 42,655 | 52,850 | –10,195 | –19.3 |
Credit risks | 21,136 | 26,819 | –5,683 | –21.2 |
• irrevocable facilities granted | 21,136 | 26,819 | –5,683 | –21.2 |
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Derivative financial instruments |
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• positive replacement values | 33,067 | 48,845 | –15,778 | –32.3 |
• negative replacement values | 50,285 | 43,979 | 6,306 | 14.3 |
• contract volumes | 4,828,503 | 3,107,700 | 1,720,803 | 55.4 |
Fiduciary transactions | 443,725 | 402,031 | 41,694 | 10.4 |