Consolidated income statement
in CHF 1,000 | Note | 2022 | 2021 | Variance | Variance |
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Interest income from financial instruments |
| 132,898 | 110,983 | 21,915 | 19.7 |
Other interest income |
| 30,316 | 12,815 | 17,501 | 136.6 |
Interest expense using the effective interest method |
| 41,721 | 13,809 | 27,912 | 202.1 |
Total net interest income | 121,493 | 109,989 | 11,504 | 10.5 | |
Commission income |
| 185,007 | 205,559 | –20,552 | –10.0 |
Commission expenses |
| 45,426 | 49,084 | –3,658 | –7.5 |
Total net income from commission | 139,581 | 156,475 | –16,894 | –10.8 | |
Income from trading activities | 65,507 | 50,006 | 15,501 | 31.0 | |
Income from financial instruments | 9,362 | 11,452 | –2,090 | –18.3 | |
Other income | 418 | 1,944 | –1,526 | –78.5 | |
Total operating income |
| 336,361 | 329,866 | 6,495 | 2.0 |
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Personnel expenses | 173,644 | 174,001 | –357 | –0.2 | |
General and administrative expenses | 76,631 | 62,362 | 14,269 | 22.9 | |
Depreciation of property, equipment and intangible assets | 40,969 | 36,383 | 4,586 | 12.6 | |
Credit loss expenses | –2,421 | –1,649 | –772 | –46.8 | |
Provisions and losses | 2,348 | 1,014 | 1,334 | 131.6 | |
Operating expenses |
| 291,171 | 272,111 | 19,060 | 7.0 |
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Earnings before income tax |
| 45,190 | 57,755 | –12,565 | –21.8 |
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Taxes on income | 5,030 | 7,117 | –2,087 | –29.3 | |
Group net income |
| 40,160 | 50,638 | –10,478 | –20.7 |
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Share information |
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Undiluted group net income per registered share A | 6.57 | 8.33 |
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Undiluted group net income per registered share B | 0.66 | 0.83 |
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Diluted group net income per registered share A | 6.54 | 8.30 |
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Diluted group net income per registered share B | 0.65 | 0.83 |
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