Notes to the consolidated income statement and consolidated balance sheet

1 Interest income

2 Income from commission business and services

3 Income from trading activities

4 Income from financial instruments

5 Other income

6 Personnel expenses

7 General and administrative expenses

8 Depreciation and amortisation

9 Valuation allowances, provisions and losses

10 Taxes on income

11 Earnings per share

12 Debentures, VP Bank Ltd, Vaduz

13 Share capital

14 Treasury shares

15 Dividend

16 Financial instruments

17 Consolidated off-balance-sheet positions

18 Client assets

19 Capital-adequacy computation