Consolidated income statement
in CHF 1,000 | Note | 01.01.–30.06.2018 | 01.01.–30.06.2017 | Variance | Variance |
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Interest income from financial instruments at amortised cost |
| 61,925 | 54,034 | 7,891 | 14.6 |
Other interest income |
| 16,247 | 10,967 | 5,280 | 48.1 |
Interest expense using the effective interest method |
| 23,205 | 13,573 | 9,632 | 71.0 |
Total net interest income | 54,967 | 51,428 | 3,539 | 6.9 | |
Commission income |
| 87,816 | 89,617 | –1,801 | –2.0 |
Commission expenses |
| 23,549 | 28,530 | –4,981 | –17.5 |
Total net income from commission | 64,267 | 61,087 | 3,180 | 5.2 | |
Income from trading activities | 26,174 | 25,165 | 1,009 | 4.0 | |
Income from financial instruments | 902 | 11,964 | –11,062 | –92.5 | |
Other income | 1,547 | 1,493 | 54 | 3.6 | |
Total operating income |
| 147,857 | 151,137 | –3,280 | –2.2 |
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Personnel expenses | 74,045 | 69,883 | 4,162 | 6.0 | |
General and administrative expenses | 29,919 | 27,805 | 2,114 | 7.6 | |
Depreciation and amortisation | 11,737 | 10,350 | 1,387 | 13.4 | |
Valuation allowances, provisions and losses | –217 | 9,153 | –9,370 | –102.4 | |
Operating expenses |
| 115,484 | 117,191 | –1,707 | –1.5 |
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Earnings before income tax |
| 32,373 | 33,946 | –1,573 | –4.6 |
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Taxes on income | 3,087 | 2,487 | 600 | 24.1 | |
Group net income |
| 29,286 | 31,459 | –2,173 | –6.9 |
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Share information |
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Undiluted group net income per registered share A |
| 4.82 | 5.22 |
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Undiluted group net income per registered share B |
| 0.48 | 0.52 |
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Diluted group net income per registered share A |
| 4.82 | 5.22 |
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Diluted group net income per registered share B |
| 0.48 | 0.52 |
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