Key figures of VP Bank Group

Key figures of VP Bank Group

 

 

 

 

 

30.06.2022

30.06.2021

31.12.2021

Variance to

 

 

 

 

30.06.2021 in %

Key income statement data in CHF million1, 2

 

 

 

 

Total net interest income

55.6

55.9

110.0

–0.5

Total net income from commission business and services

72.0

78.0

156.5

–7.7

Income from trading activities

27.1

24.1

50.0

12.4

Income from financial instruments

6.5

7.3

11.5

–11.0

Total operating income

161.5

166.6

329.9

–3.1

Operating expenses

138.4

132.2

272.1

4.7

Group net income

21.3

29.9

50.6

–28.7

 

 

 

 

 

 

30.06.2022

30.06.2021

31.12.2021

Variance to

 

 

 

 

31.12.2021 in %

Key balance-sheet data in CHF million1, 2

 

 

 

 

Total assets

13,626.8

13,499.1

13,196.4

3.3

Due from banks

2,281.3

1,598.2

1,688.9

35.1

Due from customers

5,895.3

6,522.5

6,237.3

–5.5

Due to customers

11,366.3

11,718.7

11,458.7

–0.8

Total shareholders' equity

1,078.5

1,050.6

1,085.6

–0.7

Equity ratio (in %)

7.9

7.8

8.2

–3.8

Tier 1 ratio in accordance with Basel III (in %)

22.8

20.8

22.4

2.0

Leverage ratio in accordance with Basel III (in %)

7.4

7.1

7.6

–2.6

Liquidity coverage ratio in accordance with Basel III (in %)

250.2

153.4

160.2

56.2

 

 

 

 

 

Total client assets under management in CHF million

46,485.6

52,550.5

51,276.6

–9.3

On-balance-sheet customer deposits (excluding custody assets)

11,192.5

11,704.2

11,439.7

–2.2

Fiduciary deposits (excluding custody assets)

425.2

361.0

415.8

2.3

Client securities accounts

34,867.9

40,485.2

39,421.2

–11.6

Custody assets in CHF million

5,455.7

8,231.6

7,495.3

–27.2

Total client assets in CHF million

51,941.3

60,782.1

58,771.9

–11.6

 

 

 

 

 

Business volumes in CHF million3

52,380.9

59,073.0

57,513.9

–8.9

 

 

 

 

 

Net new money in CHF million

179.8

652.2

276.9

–35.1

 

 

 

 

 

Key operating indicators2

 

 

 

 

Return on equity (in %)1, 4

3.9

5.7

4.9

 

Cost/income ratio strategy 2020 (in %)5

75.6

70.2

71.7

 

Cost/income ratio strategy 2026 (in %)6

85.7

79.4

82.5

 

Headcount
(expressed as full-time equivalents, excluding student apprentices)7

935.3

940.1

938.5

 

Total operating income per employee (in CHF 1,000)

172.7

177.2

351.5

 

Total operating expenses per employee (in CHF 1,000)8

130.6

124.5

251.9

 

Group net income per employee (in CHF 1,000)

22.8

31.8

54.0

 

 

 

 

 

 

Key indicators related to shares of VP Bank in CHF1

 

 

 

 

Group net income per registered share A9

3.49

4.93

8.33

 

Group net income per registered share B9

0.35

0.49

0.83

 

Shareholders' equity per registered share A on the balance-sheet date

176.48

172.98

178.62

 

Shareholders' equity per registered share B on the balance-sheet date

17.31

16.86

17.42

 

Quoted price per registered share A

89.80

111.00

96.60

 

Quoted price per registered share B

9.00

11.10

9.70

 

Market capitalisation (in CHF million)10

594

734

639

 

Price/earnings ratio per registered share A

12.85

11.26

11.59

 

Price/earnings ratio per registered share B

12.88

11.26

11.64

 

Rating Standard & Poor’s

A/Negative/A–1

A/Negative/A–1

A/Negative/A–1

 

  1. The reported key data and operating indicators are computed and reported on the basis of the share of the net profit and shareholders’ equity attributable to the shareholders of VP Bank Ltd, Vaduz.
  2. Details in the notes to the consolidated income statement and consolidated balance sheet.
  3. Assets under management and due from customers.
  4. Net income / average shareholders’ equity less dividend.
  5. Total operating expenses (without depreciation and amortisation, valuation allowances, provisions and losses) / total operating income.
  6. Total operating expenses / total operating income.
  7. In accordance with legal requirements, apprentices are to be included in headcount statistics as 50 per cent of equivalent full-time employees.
  8. Operating expenses excluding depreciation and amortisation, valuation allowances, provisions and losses / headcount.
  9. Based on the weighted average number of shares (registered shares A) (note 11).
  10. Including registered shares B.

 

 

The definitions are available at vpbank.com/apm