Notes to the consolidated income statement and consolidated balance sheet

1 Interest income

2 Income from commission business and services

3 Income from trading activities

4 Income from financial instruments

5 Other income

6 Personnel expenses

7 General and administrative expenses

8 Depreciation of property, equipment and intangible assets

9 Valuation allowances, provisions and losses

10 Taxes on income

11 Earnings per share

12 Debentures, VP Bank Ltd, Vaduz

13 Share capital

14 Treasury shares

15 Dividend

16 Financial instruments

17 Leases in the balance sheet

18 Leases in the income statement

19 Consolidated off-balance-sheet positions

20 Client assets

21 Acquisition in 2021

22 Capital-adequacy computation (Basel III)