Consolidated income statement
in CHF 1,000 | Note | 01.01.–30.06.2019 | 01.01.–30.06.2018 | Variance | Variance |
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Interest income from financial instruments at amortised cost |
| 77,438 | 61,925 | 15,513 | 25.1 |
Other interest income |
| 7,165 | 16,247 | –9,082 | –55.9 |
Interest expense using the effective interest method |
| 30,030 | 23,205 | 6,825 | 29.4 |
Total net interest income | 54,573 | 54,967 | –394 | –0.7 | |
Commission income |
| 90,485 | 85,316 | 5,169 | 6.1 |
Commission expenses |
| 23,470 | 21,049 | 2,421 | 11.5 |
Total net income from commission | 67,015 | 64,267 | 2,748 | 4.3 | |
Income from trading activities | 29,269 | 26,174 | 3,095 | 11.8 | |
Income from financial instruments | 11,389 | 902 | 10,487 | n.a. | |
Other income | 491 | 1,547 | –1,056 | –68.3 | |
Total operating income |
| 162,737 | 147,857 | 14,880 | 10.1 |
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Personnel expenses | 82,370 | 74,045 | 8,325 | 11.2 | |
General and administrative expenses | 29,288 | 29,919 | –631 | –2.1 | |
Depreciation of property, equipment and intangible assets | 14,326 | 11,737 | 2,589 | 22.1 | |
Credit loss expenses | –3,555 | –537 | –3,018 | n.a. | |
Provisions and losses | 245 | 320 | –75 | –23.4 | |
Operating expenses |
| 122,674 | 115,484 | 7,190 | 6.2 |
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Earnings before income tax |
| 40,063 | 32,373 | 7,690 | 23.8 |
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Taxes on income | 4,778 | 3,087 | 1,691 | 54.8 | |
Group net income |
| 35,285 | 29,286 | 5,999 | 20.5 |
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Share information |
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Undiluted group net income per registered share A |
| 5.89 | 4.82 |
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Undiluted group net income per registered share B |
| 0.59 | 0.48 |
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Diluted group net income per registered share A |
| 5.89 | 4.82 |
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Diluted group net income per registered share B |
| 0.59 | 0.48 |
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