Balance sheet

Assets

in CHF 1,000	31.12.2021	31.12.2020	Variance	Variance
			absolute	in %
Cash and cash equivalents	1,901,448	2,136,637	–235,189	–11.0
Due from banks	1,741,735	1,914,393	–172,658	–9.0
maturing daily	534,461	682,587	–148,126	–21.7
other receivables	1,207,274	1,231,806	–24,532	–2.0
Due from customers	4,980,022	5,096,511	–116,489	–2.3
of which mortgage receivables	2,943,733	3,050,955	–107,222	–3.5
Debentures and other interest-bearing securities	2,135,682	2,087,968	47,714	2.3
money-market papers	129,402	116,167	13,235	11.4
from public-sector issuers	129,402	116,167	13,235	11.4
from other issuers	0	0	0	0.0
debt securities	2,006,280	1,971,800	34,480	1.7
from public-sector issuers	451,896	494,684	–42,788	–8.7
from other issuers	1,554,384	1,477,116	77,268	5.2
Equity shares and other non-interest-bearing securities	153,169	126,132	27,037	21.4
Participations	56	74	–18	–24.4
Shares in affiliated companies	169,414	167,527	1,887	1.1
Intangible assets	43,107	29,521	13,586	46.0
Property and equipment	65,716	70,921	–5,205	–7.3
Treasury shares	46,989	53,605	–6,616	–12.3
Other assets	61,281	90,736	–29,455	–32.5
Accrued receivables and prepaid expenses	22,636	20,314	2,322	11.4
Total assets	11,321,255	11,794,339	–473,084	–4.0

in CHF 1,000	31.12.2021	31.12.2020	Variance	Variance
			absolute	in %
Due to banks	2,507,141	2,675,464	–168,323	–6.3
maturing daily	1,919,268	1,847,353	71,915	3.9
with agreed duration or term of notice	587,873	828,111	–240,238	–29.0
Due to customers	7,379,796	7,542,314	–162,518	–2.2
savings deposits	573,299	587,937	–14,638	–2.5
other liabilities	6,806,497	6,954,377	–147,880	–2.1
maturing daily	6,279,452	5,692,890	586,562	10.3
with agreed duration or term of notice	527,045	1,261,487	–734,442	–58.2
Securitised liabilities	311,997	434,148	–122,151	–28.1
debentures issued	311,997	434,148	–122,151	–28.1
of which medium-term notes	56,997	79,148	–22,151	–28.0
Other liabilities	152,925	170,347	–17,422	–10.2
Accrued liabilities and deferred items	22,011	23,750	–1,739	–7.3
Provisions	11,434	13,345	–1,911	–14.3
tax provisions	9,433	10,329	–896	–8.7
other provisions	2,001	3,016	–1,015	–33.6
Provisions for general banking risks	63,150	63,150	0	0.0
Share capital	66,154	66,154	0	0.0
Capital reserves	47,049	47,049	0	0.0
Income reserves	600,862	598,689	2,173	0.4
legal reserves	239,800	239,800	0	0.0
reserves for treasury shares	46,989	53,605	–6,616	–12.3
other reserves	314,073	305,284	8,789	2.9
Balance brought forward	133,467	120,370	13,097	10.9
Net income for the year	25,269	39,559	–14,290	–36.1
Total liabilities and shareholders’ equity	11,321,255	11,794,339	–473,084	–4.0

in CHF 1,000	31.12.2021	31.12.2020	Variance	Variance
			absolute	in %
Contingent liabilities	73,435	84,885	–11,450	–13.5
Credit risks	60,407	70,819	–10,412	–14.7
irrevocable facilities granted	60,407	70,819	–10,412	–14.7

Derivative financial instruments
positive replacement values	46,686	79,366	–32,680	–41.2
negative replacement values	82,525	104,641	–22,116	–21.1
contract volumes	11,061,402	11,250,159	–188,757	–1.7
Fiduciary transactions	311,466	306,907	4,559	1.5