Consolidated statement of comprehensive income
in CHF 1,000 | Note | 2021 | 2020 | Variance | Variance |
---|---|---|---|---|---|
Interest income from financial instruments |
| 110,983 | 122,086 | –11,103 | –9.1 |
Other interest income |
| 12,815 | 17,052 | –4,237 | –24.8 |
Interest expense using the effective interest method |
| 13,809 | 25,573 | –11,764 | –46.0 |
Total net interest income | 109,989 | 113,565 | –3,576 | –3.1 | |
Commission income |
| 205,559 | 184,503 | 21,056 | 11.4 |
Commission expenses |
| 49,084 | 44,523 | 4,561 | 10.2 |
Total net income from commission | 156,475 | 139,980 | 16,495 | 11.8 | |
Income from trading activities | 50,006 | 56,632 | –6,626 | –11.7 | |
Income from financial instruments | 11,452 | 7,900 | 3,552 | 45.0 | |
Other income | 1,944 | 970 | 974 | 100.4 | |
Total operating income |
| 329,866 | 319,047 | 10,819 | 3.4 |
|
|
|
|
|
|
Personnel expenses | 174,001 | 162,117 | 11,884 | 7.3 | |
General and administrative expenses | 62,362 | 58,864 | 3,498 | 5.9 | |
Depreciation of property, equipment and intangible assets | 36,383 | 28,763 | 7,620 | 26.5 | |
Credit loss expenses | –1,649 | 19,359 | –21,008 | –108.5 | |
Provisions and losses | 1,014 | 400 | 614 | 153.5 | |
Operating expenses |
| 272,111 | 269,503 | 2,608 | 1.0 |
|
|
|
|
|
|
Earnings before income tax |
| 57,755 | 49,544 | 8,211 | 16.6 |
|
|
|
|
|
|
Taxes on income | 7,117 | 7,922 | –805 | –10.2 | |
Group net income |
| 50,638 | 41,622 | 9,016 | 21.7 |
|
|
|
|
|
|
|
|
|
|
|
|
Share information |
|
|
|
|
|
Undiluted group net income per registered share A | 8.33 | 6.90 |
|
| |
Undiluted group net income per registered share B | 0.83 | 0.69 |
|
| |
|
|
|
|
|
|
Diluted group net income per registered share A | 8.30 | 6.87 |
|
| |
Diluted group net income per registered share B | 0.83 | 0.69 |
|
|